No more major purchases... I made all my major purchases last year and this year;
- An iPad + Apple Pencil - RM1500 + RM450
- Two Cataract Surgeries - RM1400 X 2
- An Ergonomic Chair - RM920
- A Casio G-Shock GSW H-1000 - RM2099
CCC is already complete.
No more Dark Depression: Iced Coffee and Nicorette took care of that.
I sleep early and I quit cigarettes.
I only utilize my 10 km Radius.
So I can say that I have reached the equilibrium of good living. No pending matters.
This is indeed living the life. Now I can focus on losing weight and running far.
Perhaps I pick up reading again.
Small steps. No need to get overwhelmed.
This is the guideline:
- Food (Nasi Lemak, Rojak, Nasi Kerabu): 20-30%
- Miscellaneous (Nicorette, Personal Care): 10-20%
- Utilities (Wash Car, Barber, Parking): 5-10%
- Monthly commitments (Savings, Loans): 30-40%
Now is to maintain consistency.
mm
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